Blog Posts From February 2026

Jun 7, 2026 • 2 min read

"Major Red Flag": 77% of Buyers Go Over Budget

Loan officers say this is a "major red flag": 77% of recent home buyers went over their budget when buying their new home, with 10% saying they went a whopping $80,000 or more above what they wanted to spend.The data are from a recent ServiceLink survey of more than 1,500 U.S. residents who bought a home in the past two years.A total of 77% of buyers said they went over budget, while only 21% sai

Buying a Home

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Feb 7, 2026 2 min read

Do You Really Need a 20% Down Payment to Buy a Home?

No, most homebuyers make a down payment that's well below 20%. Recent research suggests the typical down payment in 2025 was 14.4%.The 20% down payment myth has been around since the Great Depression, but buyers today can get loans with much lower down payment requirements.In this article, I'll explain more about down payment myths and realities. Among the many myths that go along with buying a h

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